AngelInvestorsForum.com

iwillretireyoungandrich asked:


I am a 20 year old in college with a part-time job making only about $100 a week…a have a monthly car insurance bill of $175 which leaves me with about $150 a month (after gas and other expenses)…..what are some good funds/investments i can begin? i heard investing early is smart..i was considering a roth ira account? is there something better out there?

Green Day asked:


I learned even mutual funds are taxed – so I’m seeking any investment opportunities or ways or chances where my money is save and yet can sort of avoid tax or at least get the most reduced tax on my investments.
w_danko – thank you , I’ll wait for more views
Spock (rhp) and maximus 3ad – thank you , thank you so much !!! I got the picture very well now and I’ll wait in case other answerers might jump in for a different perspective or point of views or suggestions.
Bryan K – wow , I guess I just became your ardent fan – nice ideas. Though I’ll still wait for more investments on answers for this curiosity of mine !!

james c asked:


I am only 28 years old and after many years of bad money managment I am beginning to see a little light again.Are there any short term safe investments that can help me now,and long term for retirement and kids college?

smiles6428 asked:


I am about to purchase a condo from someone in my family. They are selling it to me for 78% of the appraised value so that I do not have to pay mortgage insurance. So, even if I sold it the day after I bought it, I could potentially make about 50,000. I am certain that my boyfriend and I will be able to make the mortgage payments on the house, but it will be tight. I have some money in investments, I was planning on not using any of the money until retirement, but should I use some of the investment money to go towards the home purchase so I don’t have to pay so much in the loan? Or should I just take out a certain amount, say $1,000 to have in a quick cushion account, in case I need to use 1 or $200 to help pay for mortgage? Over the past 12 years I have been getting a 12% return on my investments, which is GREAT. I’m not sure I will get anything close to this by putting the money into this house, except for the fact that I am getting the place for 78% of the apprised value. Thoughts?

Kiz M asked:


Do you know what is approximately a normal amount of money to have in your savings/checking account?

I think lots of people don’t like to keep much cash available in a savings/checking account — instead they prefer to put it in investments like stocks, bonds, mutual funds, retirement plans, etc.

But you still have to have some spending money available, of course, so I was wondering what’s an average amount to have? Do you have any idea?

Joanne V asked:


We will have income from IRA and Social Security and know now what those amounts will be. We have investments that are currently losing money, but who knows what the year-end will look like. We will also be able to itemize due to mortgage interest, property taxes.
I have filled out the Est Tax Worksheet and we wouldn’t owe any taxes because of Itemizing. So, do we still have to file est.?

natashap asked:


Apart from time accounts are there any other investments?

Ilustrado ni Rizal asked:


Why is there little investments into the Philippines despite its unique stregnths and resources?

Look at Malaysia even vietnam is beating us in FDI inflows.

Why is this so, when geographicaly we are at the gateway of east and south east asia we also serve as a bridge to the Americas.

We have a liberal economy, english proficiency, young population and high education rate.

Since we are smack in the middle of 4 economically dynamic regions, we have a diverse and versatile culture and posses high quality resources (Natural, Man-power and Intellectual) Why then do we pale in comparison to the rest of our kin?

Where did we go wrong? What happened?
indonesia is more corrupt than the philippines. yet they recieve more FDI’s too.

The Gorn King asked:


I have some mutual funds which are made up of very conservative investments – nothing too risky. Over the past few decades this fund has done nothing but grow slowly. Sometimes it goes down a bit, sometimes it spikes a bit, but overall it shows a pattern of growth, which is great.

What will happen to these investments if we go into a bad recession?

Will they decrease in value a lot?

Should I try and head this off by changing my portfolio? Or just ride it out?

Thanks!

Daniel C asked:


I don’t have a lot of understanding of how it all works out, but I’ve heard since I was in middle school that I should invest. There’s mutual funds and there’s buying stocks from companies. I know what the difference between stock and bonds are, I just want to know what is the best way to invest? It would seem that mutual funds are the way to go, since they’re investments in different companies, but there have to be some cons.