March 2008


investments
Lacey Ann asked:


My fiance and I are both 25, have dependable high paying jobs, and are already home owners. Neither of us have school loans, credit card debt or other outstanding debt with the exception of one car payment. I’m wondering where we should look to invest our money in the coming years as I’d like more return on investment than my current money market account is offering. What other long term, moderate risk investments should we consider?

investments
Cortneyy36 asked:


What are the most successful/profitable- less risky investments ? (to make a good profit on)

investments
atg28 asked:


I think there is a myth that women act more conservatively for their investments, however the literature is written with everyone in mind to invest aggressively when you’re younger, and become more conservative in investments with age. A 22-year old regardless of gender would be foolish to be placing their money in a low-yield, but safe fund.

investments
Luv4DMB asked:


I’m trying to calculate the return we are receiving on equity investments on a quarterly basis. Would the formula be
(current balance-original investment)/original investment?
Say we invested $700,000 in June 2005. As of June 30,2006 our balance is 1,058,500 would our return be 51%
Oh and I forgot to add we invested an additional 250,000 November of 2005, would that change the calculation of the return?

investments
calmarnet asked:


I always hear people saying that diversifying your investments. I would like to know what exactly it means. I checked many places like wikipedia or the capital asset pricing model. None of them states clearly what exactly diversifying means in real practice.

investments
spring_sap asked:


I am reaching the age of 60 this year. The stock market has had a long bullish run. However, because of economic uncertainty and my age, I want to reposition my portfolio into a more defensive posture. I have read much advice recently but would like to hear from others who have personal experience with this or from anyone with ideas about defensive investments that might offer yields above bank CD rates.

investments
Foamy is God asked:


Should I sink all my cash into a house or carry a morgage and diversify my investments?

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