April 2008
Monthly Archive
How can I reduce my tax payable income to save money in USA? Specific investments?
Posted by admin on 28 Apr 2008 6:30 am. Filed under United States.
Any suggestions on an analytical theme for an investments paper on Walmart?
Posted by admin on 28 Apr 2008 1:10 am. Filed under Other - Business & Finance.
What are the five key currencies that facilitate international trade investments?
Posted by admin on 25 Apr 2008 10:59 am. Filed under Higher Education (University +).
am i allowed to keep my investments (stocks and mutual funds) in canada if I move to other country to work?
Posted by admin on 22 Apr 2008 9:11 pm. Filed under Investing.
I have a 403 with high risk investments and its losing money. Do I change the strategy now or sit on it?
Posted by admin on 21 Apr 2008 12:34 pm. Filed under Investing.
happydawg asked:
I dont plan to retire for another 25 yrs or so, but I am afraid to look at the stock market losses in my 403 which is probably lying in the mailbox today.
The Lincoln Financial Group is managing my 403 investments. So, should I just not open the envelope and look or switch on my own to a low risk investment strategy?
I dont plan to retire for another 25 yrs or so, but I am afraid to look at the stock market losses in my 403 which is probably lying in the mailbox today.
The Lincoln Financial Group is managing my 403 investments. So, should I just not open the envelope and look or switch on my own to a low risk investment strategy?
Why Or How To Hold Mutual Fund Investments In Taxable Accounts?
Posted by admin on 17 Apr 2008 6:02 pm. Filed under Investing.
tc asked:
Many mutual funds have very recently paid out year-end distributions. For example, let’s say I own a fund worth $1000 that distributes 10%, or $100. The investment is still worth $1000 even though the fund shares have declined in price by 10%, but if you’re in the 25% tax bracket, and the distribution is short-term capital gains and income, then I have another $25 to pay in income taxes due solely to the distribution. In other words, if you figure the effect of the income taxes, the net has just declined from $1000 to $975.
Many mutual funds have very recently paid out year-end distributions. For example, let’s say I own a fund worth $1000 that distributes 10%, or $100. The investment is still worth $1000 even though the fund shares have declined in price by 10%, but if you’re in the 25% tax bracket, and the distribution is short-term capital gains and income, then I have another $25 to pay in income taxes due solely to the distribution. In other words, if you figure the effect of the income taxes, the net has just declined from $1000 to $975.
I realize my concern goes away if the account is in an IRA, but this question is specific to a non-IRA or non-Roth account. So then, what is the sense of holdlng mutual fund investments in taxable accounts?
What are the best investments for retirement accounts such as IRA’s?
Posted by admin on 16 Apr 2008 2:42 pm. Filed under Personal Finance.
What bear market investments do you make/follow/recommend?
Posted by admin on 16 Apr 2008 10:47 am. Filed under Investing.
What is compounding and why is it so important in decisions such as comparing investments, loans, debt payoff?
Posted by admin on 10 Apr 2008 4:44 pm. Filed under Investing.
Is a loss from a personal loan the same tax category as a loss from stock investments?
Posted by admin on 9 Apr 2008 12:12 pm. Filed under United States.
Jan R asked:
I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment losses for that year. Is the personal loan in the same category as the other investments — in other words, does it count as part of the $3000 limit? Or is there a way I can claim that loss separately? Thanks!
I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment losses for that year. Is the personal loan in the same category as the other investments — in other words, does it count as part of the $3000 limit? Or is there a way I can claim that loss separately? Thanks!