Posted by admin on 23 Jul 2008 8:30 pm. Filed under Investing.
cokezero100 asked:
Based on what’s happening in world events and on current projections going on into the year 2050.Communities,stocks,bonds, what else I could put my money to good use?
7 Comments to “what kind of investments should I make for the next 30-40 years?”
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Buddy said:
On July 25th, 2008 at 11:43 pm
I would suggest real estate. It seems to have the most stable growth of any other investment. It wouldn’t be a bad idea to buy a house or two and rent them out. They would be paid for in 30 to 40 years and they would probably be worth double by then. Think of it, where else are you going to get that kind of return on investment?
PammU said:
On July 26th, 2008 at 10:51 am
invest ur money on real estates or buliid a house n rent it….buy lots of gold n sliver tey r gonna shot up like rockets …..invest in lots of fixd assets like deposit…get ur self stocks of infosys,dlf,tata steel,arcelor&mittal,and tcs….tey will give u huge return
Ryan S said:
On July 29th, 2008 at 8:03 am
if anyone here could tell you preciesely where to invest they should write a book… that is SO far away no one has a any foggy idea…
however based on past fun facts…. It wont be anything we expect… so avoid any hyped items… like the dollar will be worthless or that gold and oil will be 10,000 per ounce..china could lapse back into communism and seize all private assets. (so beware of hyped assets… remember paying 50 cents on the dollar will always be safer than paying 2$ per dollar hoping to sell it higher… doesnt matter what stock it is)
look at what will be consistant no matter what….
#1 you will need a place to live so buy yourself a house to call home…. get a reasonable fixed rate mortgage you can afford.
#2 max out your 401k…. and stay diversified… let the mutual fund managers worry about what will become and what to own.
#3 max out any traditional IRA’s or Roths that you can fund after 1 & 2 are done.
here we can get creative…. look to companies that will either be on the cutting edge of new technology .. (don’t trust what people on here say … just keep your ears open to what the population is moving towards and buy the companies that supply them) or go in the other direction and buy companies that pay stable dividends and will be here no matter what (most likely) like Coke or GE or JNJ…and based on demographics trends… the population is getting wealthier and older; they can afford healthcare and they will need it… so look to drug and medical device companies.
#4 after 1,2 and 3 are done go ahead and get creative rehabbing houses or buying penny stocks…. even if your wrong you will be building enough of a nest egg it wont matter… just dont get leveraged over your head… that includes mortgages (they are Leverage)
Even if by then we are flying around on George Jetson cars they will probably have GE’s jet engines while we drink our Coke’s and let the computer drive.
cheers.
muncie birder said:
On July 31st, 2008 at 1:30 am
Ryan S has a very good plan. I would like to add just a few additional thoughts. Over a 30 to 40 year period no one has any idea what might transpire. But if we go with current trends in 30 years, things will be a whole lot different. Given these facts, an investment in broad based mutual funds and index funds should provide the best chance overall of winding up in that time period with a sound financial structure. By broad based I mean investments in the world wide economy, not just one particular country. For example China and India are growing 3 times as fast as the U S. Twenty years from now at those rates, their economies might surpass the U S.
Socrates470BC said:
On August 3rd, 2008 at 2:09 am
Ryan and Muncie have given some good advice to help make sure that you have sufficient diversification and still left room to try something a little more risky and potentially more rewarding.
Anthony Robbins used to advocate a system called OPA (Outcome Focused, Purpose Driven, Action Plan) to help you reach your goals.
Anyway what that meant was you first of all had an Outcome .
In your case ask yourself what circumstances you want to find yourself in by the year 2050. Family, type of home, location, job, financial situation.
Once you have a picture your decisions will be influenced by that picture and will be made to help you reach your goals.
From here on, I am going to focus on a financial goal of reaching $10Million using a higher risk strategy and limiting your exposure to an amount of no more than $10,000. An amount by the way you are always in control of.
Purpose Driven. This is what will make you strive towards your goal, taking all actions, and not getting discouraged. (This is the dream. What will you do when/if you had $10M. This is what will kick start your massive action plan, this is what will give you the energy, the stamina, the belief that it is all worth while)
Finally, the massive action plan. What it will take for you to reach your goal, your $10M.
Having studied many investment funds, read books, and followed the financial press, you will rarely find anyone (who has a proven track record) that will tell you exactly what stocks to buy, when to buy them, and more importantly when to sell them. Most Mutual funds fail to beat the market average, so even if you chose Mutual Funds, there is no guarantee of success.
So what can you do? What is the best way to reach your goal of $10M balancing the amount of risk you are willing to take against the chances of reaching your goal within the next 25-40 years?
Unless you have a crystal ball, all investment systems will lose money some of the time, but a really good system will always have more ‘UP’ months than ‘Down’ months, and the ‘UP’ months will generally return more than the down months will lose.
The one system that I have seen, that has a past record, is achievable, and more importantly is easy to understand is the Stocks Monthly system.
derobake said:
On August 4th, 2008 at 5:13 am
How about a target-date fund whose target is the year 2050? Check out and to find these. These funds will automatically invest in other underlying funds for you, with an asset allocation that is appropriate for people whose goal is the year 2050.
Frank Castle said:
On August 4th, 2008 at 12:32 pm
The Human Race won’t last that long.
I suggest you to buy the DVD “An inconvenient truth”
On July 25th, 2008 at 11:43 pm
I would suggest real estate. It seems to have the most stable growth of any other investment. It wouldn’t be a bad idea to buy a house or two and rent them out. They would be paid for in 30 to 40 years and they would probably be worth double by then. Think of it, where else are you going to get that kind of return on investment?
On July 26th, 2008 at 10:51 am
invest ur money on real estates or buliid a house n rent it….buy lots of gold n sliver tey r gonna shot up like rockets …..invest in lots of fixd assets like deposit…get ur self stocks of infosys,dlf,tata steel,arcelor&mittal,and tcs….tey will give u huge return
On July 29th, 2008 at 8:03 am
if anyone here could tell you preciesely where to invest they should write a book… that is SO far away no one has a any foggy idea…
however based on past fun facts…. It wont be anything we expect… so avoid any hyped items… like the dollar will be worthless or that gold and oil will be 10,000 per ounce..china could lapse back into communism and seize all private assets. (so beware of hyped assets… remember paying 50 cents on the dollar will always be safer than paying 2$ per dollar hoping to sell it higher… doesnt matter what stock it is)
look at what will be consistant no matter what….
#1 you will need a place to live so buy yourself a house to call home…. get a reasonable fixed rate mortgage you can afford.
#2 max out your 401k…. and stay diversified… let the mutual fund managers worry about what will become and what to own.
#3 max out any traditional IRA’s or Roths that you can fund after 1 & 2 are done.
here we can get creative…. look to companies that will either be on the cutting edge of new technology .. (don’t trust what people on here say … just keep your ears open to what the population is moving towards and buy the companies that supply them) or go in the other direction and buy companies that pay stable dividends and will be here no matter what (most likely) like Coke or GE or JNJ…and based on demographics trends… the population is getting wealthier and older; they can afford healthcare and they will need it… so look to drug and medical device companies.
#4 after 1,2 and 3 are done go ahead and get creative rehabbing houses or buying penny stocks…. even if your wrong you will be building enough of a nest egg it wont matter… just dont get leveraged over your head… that includes mortgages (they are Leverage)
Even if by then we are flying around on George Jetson cars they will probably have GE’s jet engines while we drink our Coke’s and let the computer drive.
cheers.
On July 31st, 2008 at 1:30 am
Ryan S has a very good plan. I would like to add just a few additional thoughts. Over a 30 to 40 year period no one has any idea what might transpire. But if we go with current trends in 30 years, things will be a whole lot different. Given these facts, an investment in broad based mutual funds and index funds should provide the best chance overall of winding up in that time period with a sound financial structure. By broad based I mean investments in the world wide economy, not just one particular country. For example China and India are growing 3 times as fast as the U S. Twenty years from now at those rates, their economies might surpass the U S.
On August 3rd, 2008 at 2:09 am
Ryan and Muncie have given some good advice to help make sure that you have sufficient diversification and still left room to try something a little more risky and potentially more rewarding.
Anthony Robbins used to advocate a system called OPA (Outcome Focused, Purpose Driven, Action Plan) to help you reach your goals.
Anyway what that meant was you first of all had an Outcome .
In your case ask yourself what circumstances you want to find yourself in by the year 2050. Family, type of home, location, job, financial situation.
Once you have a picture your decisions will be influenced by that picture and will be made to help you reach your goals.
From here on, I am going to focus on a financial goal of reaching $10Million using a higher risk strategy and limiting your exposure to an amount of no more than $10,000. An amount by the way you are always in control of.
Purpose Driven. This is what will make you strive towards your goal, taking all actions, and not getting discouraged. (This is the dream. What will you do when/if you had $10M. This is what will kick start your massive action plan, this is what will give you the energy, the stamina, the belief that it is all worth while)
Finally, the massive action plan. What it will take for you to reach your goal, your $10M.
Having studied many investment funds, read books, and followed the financial press, you will rarely find anyone (who has a proven track record) that will tell you exactly what stocks to buy, when to buy them, and more importantly when to sell them. Most Mutual funds fail to beat the market average, so even if you chose Mutual Funds, there is no guarantee of success.
So what can you do? What is the best way to reach your goal of $10M balancing the amount of risk you are willing to take against the chances of reaching your goal within the next 25-40 years?
Unless you have a crystal ball, all investment systems will lose money some of the time, but a really good system will always have more ‘UP’ months than ‘Down’ months, and the ‘UP’ months will generally return more than the down months will lose.
The one system that I have seen, that has a past record, is achievable, and more importantly is easy to understand is the Stocks Monthly system.
On August 4th, 2008 at 5:13 am
How about a target-date fund whose target is the year 2050? Check out and to find these. These funds will automatically invest in other underlying funds for you, with an asset allocation that is appropriate for people whose goal is the year 2050.
On August 4th, 2008 at 12:32 pm
The Human Race won’t last that long.
I suggest you to buy the DVD “An inconvenient truth”